Photography credits

Each image appears on one editorial page only. The shared site mark is a separate navigation asset. Most images are licensed photographs; two are original AI-generated illustrations, clearly identified below and in their captions. Images do not establish eligibility, condition, coverage or endorsement. Original photographic licenses continue to apply to the photographs, including resized versions.

1. Coastal Wind

   Beach sand dunes in Emerald Isle 18.jpg. DiscoA340. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

2. Compare Policy Forms

   Anthony Walkowiak House, Buffalo, New York - 20210627.jpg. Andre Carrotflower. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

3. Fair Plan Faq

   John Forsythe House Cape May October 2020.jpg. King of Hearts. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

4. Fair Plan Vs Homeowners

   Portland from Pittock Mansion October 2019 002.jpg. King of Hearts. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

5. Multiple Claims

   Scofield-Sanor House 1.jpg. Sixflashphoto. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

6. Nonrenewal Next Steps

   Lovedale Road, Sylva, NC (46630748392).jpg. Warren LeMay from Cincinnati, OH, United States. Original source and attribution · CC0. Resized and converted to WebP; displayed with responsive cropping.

7. Surplus Lines

   Mountain Homes in Granby - Colorado in Autumn.jpg. Tony Webster. Original source and attribution · CC BY 2.0. Resized and converted to WebP; displayed with responsive cropping.

8. What Is A Fair Plan

   9 Queen St, Charleston SC, Southwest view 20160704 1.jpg. DXR. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

9. Wildfire Risk

   An original architectural illustration of a home in a dry foothill landscape. Original AI-generated illustration created for FairPlanHomeInsurance.com. This is not a photograph of an identified property. Converted to WebP for the website; displayed with responsive cropping.

10. Home

    An original architectural illustration of a welcoming home. Original AI-generated illustration created for FairPlanHomeInsurance.com. This is not a photograph of an identified property. Converted to WebP for the website; displayed with responsive cropping.

11. Alabama

    1664 Government Street Mobile.jpg. Altairisfar. Original source and attribution · Public domain. Resized and converted to WebP; displayed with responsive cropping.

12. Alaska

    Casas adosadas, Seward, Alaska, Estados Unidos, 2017-08-21, DD 06.jpg. Diego Delso. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

13. Arizona

    Flagstaff, Arizona 503 N Humphreys 4.JPG. Ammodramus. Original source and attribution · CC0. Resized and converted to WebP; displayed with responsive cropping.

14. Arkansas

    Facade in Historic District Near Governor's Mansion - Little Rock - Arkansas - USA - 02.jpg. Adam Jones, Ph.D.. Original source and attribution · CC BY-SA 3.0. Resized and converted to WebP; displayed with responsive cropping.

15. California

    Blinn House Exterior 2025.jpg. Blervis. Original source and attribution · CC0. Resized and converted to WebP; displayed with responsive cropping.

16. Colorado

    Lewis House Lafayette Colorado exterior 2025.jpg. Mikepascoe. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

17. Connecticut

    Oliver Filley House Exterior July 2024.jpg. Marty Aligata. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

18. Delaware

    LindaRoyWallsEvansWestHsBethanyDE2.jpg. Linda Roy Walls. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

19. District Of Columbia

    2141 - 2149 N Street, N.W..jpg. AgnosticPreachersKid. Original source and attribution · CC BY-SA 3.0. Resized and converted to WebP; displayed with responsive cropping.

20. Florida

    Old house in Key West.JPG. Ianaré Sévi. Original source and attribution · CC BY-SA 3.0. Resized and converted to WebP; displayed with responsive cropping.

21. Georgia

    418–420 East State Street.jpg. Seasider53. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

22. Hawaii

    Manoa from ridge.jpg. Sdkb. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

23. Idaho

    Alfred Eoff House (Boise, Idaho).jpg. Tamanoeconomico. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

24. Illinois

    Oak Park Il Parker House3.jpg. IvoShandor. Original source and attribution · CC BY 2.5. Resized and converted to WebP; displayed with responsive cropping.

25. Indiana

    Benjamin Harrison Home.jpg. Daniel Schwen. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

26. Iowa

    Emma J. Harvat and Mary E. Stach House.jpg. Zachary Roper. Original source and attribution · CC BY-SA 3.0. Resized and converted to WebP; displayed with responsive cropping.

27. Kansas

    Country Club Residential Historic District Shawnee Co KS - 2500 SW Granthurst Ave.jpg. SharonPapierdreams. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

28. Kentucky

    McKee House in Greenup.jpg. Nyttend. Original source and attribution · Public domain. Resized and converted to WebP; displayed with responsive cropping.

29. Louisiana

    Alonzo Street, New Orleans June 2024 - 6.jpg. Infrogmation. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

30. Maine

    Westfield Bar Harbor.jpg. Seasider53. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

31. Maryland

    Outerbridge Horsey house Burkittsville MD1.jpg. Acroterion. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

32. Massachusetts

    Wheeler-Minot Farmhouse, Concord MA.jpg. John Phelan. Original source and attribution · CC BY 3.0. Resized and converted to WebP; displayed with responsive cropping.

33. Michigan

    William H and Sabrina Watson House Lapeer Michigan 2019-2481.jpg. Paul R. Burley. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

34. Minnesota

    Webster–Deinard House.jpg. McGhiever. Original source and attribution · CC BY 4.0. Resized and converted to WebP; displayed with responsive cropping.

35. Mississippi

    Natchez4Sept2008HouseL2.jpg. Infrogmation of New Orleans. Original source and attribution · CC BY-SA 3.0. Resized and converted to WebP; displayed with responsive cropping.

36. Missouri

    White Haven PA190137.jpg. Chris Light. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

37. Montana

    Graham House2 NRHP 94000888 Flathead County, MT.jpg. Jon Roanhaus. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

38. Nebraska

    Bartlett House (Kearney, Nebraska) 1.jpg. Ammodramus. Original source and attribution · Public domain. Resized and converted to WebP; displayed with responsive cropping.

39. Nevada

    Carson City - panoramio (28).jpg. Patrick Nouhailler's…. Original source and attribution · CC BY-SA 3.0. Resized and converted to WebP; displayed with responsive cropping.

40. New Hampshire

    The Richard Jackson House exterior Portsmouth New Hampshire.jpg. Greencan7. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

41. New Jersey

    House at 31 Fox Run, North Caldwell, New Jersey.jpg. Christian David. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

42. New Mexico

    4901 Cumbre del Sur Court NE, Albuquerque, New Mexico - May 2026.jpg. Christian David. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

43. New York

    Mills-Livingston Mansion, Staatsburgh State Historic Site, at sunset.jpg. Daniel Case. Original source and attribution · CC BY-SA 3.0. Resized and converted to WebP; displayed with responsive cropping.

44. North Carolina

    Dr. Evan Alexander Erwin House.jpg. Nyttend. Original source and attribution · Public domain. Resized and converted to WebP; displayed with responsive cropping.

45. North Dakota

    Carrington ND Putnam house from SE 3 long.jpg. Ammodramus. Original source and attribution · CC0. Resized and converted to WebP; displayed with responsive cropping.

46. Ohio

    Livingston house 1.jpg. Sixflashphoto. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

47. Oklahoma

    Mullendore-Mansion1.jpg. Steven C. Price. Original source and attribution · CC BY-SA 3.0. Resized and converted to WebP; displayed with responsive cropping.

48. Oregon

    PittockBack-2.jpg. PittockBack.jpg : Cacophony derivative work: Tiptoety talk. Original source and attribution · CC BY-SA 3.0. Resized and converted to WebP; displayed with responsive cropping.

49. Pennsylvania

    John Vickers house exterior 20260418 125951200 04.jpg. Mary Mark Ockerbloom. Original source and attribution · CC0. Resized and converted to WebP; displayed with responsive cropping.

50. Rhode Island

    The Elms - Rhode Island.jpg. Marco Almbauer. Original source and attribution · CC0. Resized and converted to WebP; displayed with responsive cropping.

51. South Carolina

    Edmonston-Alston House, 21 East Battery, Charleston SC 20160704 1.jpg. DXR. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

52. South Dakota

    Harold Doyle House (Yankton, SD) from SE.JPG. Ammodramus. Original source and attribution · CC0. Resized and converted to WebP; displayed with responsive cropping.

53. Tennessee

    Pinecrest-onk-tn1.jpg. Brian Stansberry. Original source and attribution · CC BY 3.0. Resized and converted to WebP; displayed with responsive cropping.

54. Texas

    Phillips-Sale House -- Victoria Texas.jpg. Jim Evans. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

55. Utah

    Alfred Anderson House Sandy Utah.jpeg. Ntsimp. Original source and attribution · CC0. Resized and converted to WebP; displayed with responsive cropping.

56. Vermont

    40 High Street Brattleboro.jpg. Beyond My Ken. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

57. Virginia

    Thomas Jefferson's Monticello.JPG. Martin Falbisoner. Original source and attribution · CC BY-SA 3.0. Resized and converted to WebP; displayed with responsive cropping.

58. Washington

    Seattle, WA, in November 2023 - 145.jpg. Another Believer. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

59. West Virginia

    Rockland WV1.jpg. Acroterion. Original source and attribution · CC BY-SA 4.0. Resized and converted to WebP; displayed with responsive cropping.

60. Wisconsin

    Fred and Annie Brown House, Gilman Street, Mansion Hill, Madison, WI - 52762367302.jpg. w_lemay. Original source and attribution · CC BY-SA 2.0. Resized and converted to WebP; displayed with responsive cropping.

61. Wyoming

    Miller House (50617093136).png. USFWS Mountain-Prairie. Original source and attribution · Public domain. Resized and converted to WebP; displayed with responsive cropping.